Brown the ground beef with onion in a large pot. Drain and rinse under hot water. Set aside.

In the soup pot, add broth, water, vegetables.

Bring to boil and cook until potatoes are tender.

In a sauce pan, make a white sauce by melting butter over medium heat.

Whisk in flour and cook 1 minute.

Whisk in milk.

Add Velveeta and stir till cheese is melted and sauce is thickened.

Add cheese sauce and hamburger to broth.

Season with salt and pepper.